Our Team

Clara V. de de la Rosa – Operations Manager

Ten years of banking experience, with a speciality in Operations within the Commercial and Mortgage Divisions. Has assisted local as well as international clients specifically in Legal Proceedings. Bachelors degree in Executive Secretaryship from the Universidad Santa María La Antigua in Panama.

Marisol de Sandoya – Mortgage Loan Assistant

Eleven years of banking experience, with a specialty in Operations within the Commercial and Mortgage Divisions. Has assisted local as well as international clients specifically in Legal Proceedings.

Yamisell Gonzalez – Senior Mortgage Consultant

She has eight years of experience in real estate as a specialist in Project Management, three years in the Banking Mortgages area (Credit Analysis, Processing and Legal Management); and holds a degree in Public Administration from the University of Panama.

Jenniffer Castillo F. – Mortgage Loan Assistant

Banking experience, specialty in Mortgage and Credit Divisions, assisted local as well as international costumers. Five years of studying Business Management with Finance and International Business at the National University of Panama.

Jessica Loaiza - Marketing and Sales Manager of Worksite

With more than 15 years of experience in customer service, marketing and advertising. Analysis and evaluation of projects. In different industries both within national and international territory. Administrative Industrial Engineering graduate with an MBA with an emphasis in marketing.

Ruby B. Gutiérrez S.- Assistant Manager

I have 5 years of experience in the financial industry with personal, commercial and mortgage loans. Monitoring, reviewing (credit analysis) and approving files. Experience in customer service. Three years of university studies at the Faculty of Public Administration at the University of Panama.

Lorena Blond – Worksite Manager

She has 6 years experience in the area of insurance, 4 years in banking and insurance 2 in all classes. She achieved Degree in Advertising at the National University of Panama.

Vanessa Villarreal – Worksite Manager

She has 6 years of experience in the area of insurance, project manager Worksite individual corporate policies, BA in Communications specializing in Public Relations at the University of Panama. Specialist life insurance, fire, general content and individual classes.

Abdiel A. Joachim S. – Customer Services Manager

He graduated from the prestigious Universidad Tecnologica de Panama with the title of Engineer Industry his work experience has exercised positions of Production Manager in the FACS, with over 8 years of experience in the survey, monitoring and implementation of the Management System quality companies such as Mercantile Panameña Trade (MERCOPAR) and Semusa Group transnational corporation, exercising the office of Chief of Quality Assurance and Quality Manager respectively. Certified internal auditor quality in Guatemala Certified Lead Auditor ISO 9001:2000 by SGS in 2008.

Andrés Farrugia G. – CEO

Over 10 years of experience in credit relations management. Has held posts such as Corporate Credit Manager in one of Panama's most prestigious banks as well as General Manager in an international bank represented in Panama. Holds a Bachelors degree in Accounting and is a Certified Public Accountant, both issued by the Universidad de Panamá.

Also holds a Masters degree in Business Administration from the INCAE Business School. Is a licensed Mortgage Broker certified by the Office of Financial Regulation in Florida, U.S.A. as well as a member of the Mortgage Bankers Association in the U.S.A. and the Panamanian Association of Brokers and Real Estate Promotors.